are hackers smart ?

felecia187 the truth is no . this is because if you wish to hack someones computer all you need to do is learn how to on line , not kidding , two kids hacked an ATM  they found the Manuel on line that gave them a fault password , so you do not have to be smart to hack ,.but you do have to know where to find this information you need to hack someones computer , and all that information is on line , yes that means your money is not save nor is the information about you save from hackers , if the computer is one line then it can be hacked , and yes your banks computer is also on line and so are the Manuel to get into the system and your banks computer does have a fault password in the Manuel that you can find on line , enjoy .